RTO/ERO is a bilingual trusted voice on healthy, active living in the retirement journey for the broader education community – including early years, school boards, post-secondary and private schools. RTO/ERO promotes a wide range of world-class programs, social networks and assistance throughout retirement. Most of RTO/ERO’s 76,000 members reside in Ontario, but members live across Canada. The organization has 46 districts in Ontario and two in British Columbia. RTO/ERO has the largest voluntary group insurance plan, owned and directed by members, for the education sector in Canada – with more than 96,000 participants.